Fast & Easy to use Financial tools for small businesses
Business is all about making Smart Moves. With Zidwell, you can take control of your business finances — pay bills, send invoices, manage business contracts, do your taxes, and even earn rewards per transaction. Now that's a smart move.
All Your BillsOne Platform
Save time and money by managing all your bill payments in one convenient location.
Tax Manager
File your taxes easily with our guided process.
Simple Agreement
Create business agreements to secure deals.
Issue Receipts
Create receipts to back up your transactions.
Cable TV
Pay for your cable TV subscriptions from all major providers instantly.
Airtime
Top up your mobile phone with airtime for all networks quickly.
Buy Power
Purchase electricity units for your home or office with ease.
Buy Data
Get data bundles for all networks at competitive rates.
Create Invoice
Generate invoices for your clients with a few clicks.
Why We Are Different
Yes, we know there are many payment apps out there — but Zidwell is more than that. We’re changing how business owners manage their money, structure their operations so they can grow with confidence. From paying bills and sending invoices to creating contracts, filing taxes, and earning cashback rewards, Zidwell brings everything you need to run a smarter, more organized business into one simple platform. It’s not just fintech — it’s financial structure for the modern entrepreneur.
How Zidwell Works
1. Choose Your Bills
Handle All Your Business Payments: Settle your bills, send invoices, and manage business expenses — all from one secure Zidwell wallet.
2. Pay Securely
Earn as You Grow Get rewarded with Zidcoins for every transaction and referral. The more you use Zidwell, the more you earn.
3. Earn & Learn
Build Structure & Confidence Create contracts, file taxes, and keep your business finances organized — so you can focus on what truly matters: growth.
Why Choose Zidwell?
Because managing your business should feel effortless. Zidwell brings everything — bills, invoices, contracts, and taxes — into one simple, secure space designed for peace of mind.
Smooth, Instant Payments
Pay bills and handle transactions in seconds, without the usual stress or delay.
Bank-Level Security
Your money and data are protected with the same encryption trusted by top financial institutions.
Always On, Always Reliable
Day or night, Zidwell is here — ready whenever your business needs to move.
Multiple Payment Options
Use cards, bank transfers, or mobile money. We support all major payment methods.
All-in-One Simplicity
From bank transfers to mobile payments, every method works seamlessly inside Zidwell.
Stay Organized Effortlessly
See your entire financial history, download receipts, and stay on top of your business in one view.
Real Support, Real People
Whenever you need help, our support team is just a message away — fast, friendly, and ready to help you win.
Loved byUsers Everywhere
Join over 5k+ satisfied users who trust Zidwell for all their bill payment needs.
"Zidwell has made paying my business electricity bills so much easier. I can now focus on growing my business instead of worrying about bill payments."
Adebayo Johnson
Small Business Owner, Lagos
"I love how I can pay all my family's bills from one place. The reminders ensure I never miss a payment, and the interface is so user-friendly."
Fatima Abdullahi
Teacher, Abuja
"The AI accountant feature is a game-changer for my freelance business. It helps me track expenses and create professional invoices effortlessly."
Chinedu Okafor
IT Consultant, Port Harcourt
"Zidwell's bulk payment feature saves me hours every month. I can pay for cable TV, internet, and electricity for all my branches at once."
Kemi Adebayo
Restaurant Owner, Ibadan
"As a student, I need to manage my finances carefully. Zidwell helps me buy data and airtime at great rates, and I can track all my spending."
Ibrahim Musa
University Student, Kano
"The customer support is exceptional. Whenever I have an issue, they resolve it quickly. Zidwell has truly simplified my life."
Grace Onyeka
Entrepreneur, Enugu
SimpleTransparent Pricing
Start free and upgrade as your needs grow. No hidden fees, no surprises.
Pay Per Use
solo hustlers and side businesses who want to pay as they grow.
- Bill Payments: Airtime, Data, Electricity, Cable (Govt. standard fees apply)
- Invoices/payment links: ₦100 each + 3% per paid invoice (transferable to payee)
- Receipts: ₦100 each
- Simple Contracts: ₦1,000 each
- Lawyer-Signed Contracts: ₦11,000 each
- Tax Filing Support: 3% of monthly revenue
- Free virtual bank account creation
- Deposit fee: 0.75%
- Withdrawals/settlements fee: 0.75%
- Cashback: ₦20 back for every ₦2,000 spent
- Referral Rewards: ₦20 per signup
- Referral Transaction Rewards: ₦20 per ₦10,000 spent by your referral
Premium CFO
serious entrepreneurs who want peace of mind, growth, and full access.
- Unlimited Invoices & Receipts
- Unlimited Contracts
- Zero Transaction Fees on invoices
- Priority Support
Diamond CFO
Entrepreneurs who want one-on-one financial support.
- Dedicated Business Advisor
- Premium CFO Support
- Free Access to BOH Events
All paid plans include a 7-day money-back guarantee. No long-term contracts.
Frequently Asked Questions
Find answers to common questions about Zidwell bill payment services.
Is Zidwell free to use?
+Can I use Zidwell without CAC registration?
+Is this safe?
+What is Zidcoins used for?
+Can I use Zidwell for multiple business branches or outlets?
+How do I fund my Zidwell Wallet?
+What happens if a bill payment fails?
+Can I assign other team members to manage payments?
+Is there a mobile app?
+Who do I contact for support?
+Ready to SimplifyYour Bill Payments?
Join thousands of users who have streamlined their bill payments and never missed a due date with Zidwell.
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Contact Us
Got a question, feedback, or partnership idea? We'd love to hear from you.